About Us

Lighting the lives of the low-income households..

Know MSM

MSM Microfinance Limited (Formerly known as Apex Abishek Microfinance co. ltd) is a public company domiciled in India and incorporated under the provision of companies Act 1956. The company is a non-deposit accepting non-banking financial company or NBFC-ND registered with the reserve bank of India (RBI) and has been granted with MFI certificate by RBI.

MSM Microfinance Limited (MSM) is one of the growing Microfinance Institutions (MFIs) in India. The growth has been accomplished through its lean and talented management team, superior processes and unparalleled information technology systems. MSM is on the trajectory to seeing exponential growth without compromising on quality.


MSM Microfinance Limited is one of the fast growing microfinance institutions in India, renowned for its high ethical standards. At MSM, we provide a friendly work environment where employees can enrich their abilities and skill levels.


Executive Vice Chairman

Muthukumar has extensive experience in all financial products, particularly in industrial and mortgage loans. Muthukumar graduated from PSG College of Technology [...]




Mr.Mohan Kumar Subramanyam,
Chairman & Managing director

Mohan is the CEO of Kumaran Systems. He played a strategic role in transforming Kumaran into one of the world's leading application migration software services companies. [...]




Dr.Chinnia Subramanian,

Subramanian is a professional engineer working as the R&D Director in a private company in Canada. [...]





Dr. R.Balakrishnan retired as Executive Director of NABARD with major contributions in the fields of microfinance, watershed development, [...]




Mr.Sushant K Choudhury
Independent director

Mr. Sushant K Choudhury is Independent director, Post graduate in commerce & Masters in Business administration with over 2 decades of experience as a Senior Management Member Financial Sector. [...]




Sachit Sahoonja,
Additional Director

Mr. Sachit sahoonja is CEO & MD – of Su-NAV Group. Sachit is expertise in building executive leadership and client relationships. Leading the development and execution of short term and long term strategies [...]




Hari Prashanth Ravi,

Mr. Hariprasanth ravi is Bachelor of Engineering graduate and coming from the Business background Family. He is a Young and appealing director having a professional Engineering Degree. [...]




Mr. Vasanth,
Senior Vice President - Operations.

Mr. Vasanth is the Senior Vice President - Operations. He has an MBA in System Analysis. He has more than a decade of experience in Sales, Marketing and Operations. [...]



Profile of the Management Team

Mr. Mohan Kumar Subramanyam
is the Chairman and also on the Board of Directors. He is responsible for overseeing the operations of MSM.


Mr. MuthuMuthukumar
is the Managing Director and on the Board of Directors. He is Responsible for Internal Audit and Corporate Legal Compliance.


Mr.P.S.V. Vasanth
is the Senior Vice President of Operations. He has an MBA in System Analysis. He has more than a decade of experience in Sales, Marketing and Operations. As a Certified ISO 9001:2005 (QMS Standard) Auditor, he led Kumaran Systems, his previous employer to CMMI Maturity level 3 in 2009 and in 2012 and played the role of ISM and implemented ISO 27001:2005 in 2012.


Mr. Premkumar V
is the Regional Head for South India. He has an MBA in Marketing from PSG Institute of Management. He is an expert in Strategic Planning, Sales, NPA Management, Team Management and Customer relationship management. He previously worked in JanalakshmiFinancial Services where he handled all core banking products.


Mr. Sudhakar S
is the Finance Head, he has an M.com graduate with overall 16 plus years of experience in Finance Field, previously worked has finance manager in Reliance.


Our Mission

To help clients to realize their realistic dreams by providing financial support from MSM Microfinance, operating within the RBI guidelines, maximizing stakeholders’ values and growth rate.

Our Vision

Socio-economic empowerment of 400,000 families and build AUM of Rs.1000 crores by 2025- 26.

Our Values






Our Alliances

  • SRO Guidance
  • Business Correspondence Partners
  • Banking Partners
  • NBFC Partners
  • Technology Partners
  • Credit Bureau Partners
  • Insurance Partners

What Our Beneficiary says...

pictureYou have played a great role in my life and my family!Thank you so much!
Sumitra, Cattle Rearer, Erode

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